How to make UPI Payments without an Internet connection

How to make UPI Payments without an Internet connection
How to make UPI Payments without an Internet connection

NPCI has introduced a new UPI 123Pay system to make it easier for feature phone users to complete the digital payment process without an internet connection. Know more about UPI Full Form in Hindi

The Reserve Bank of India (RBI) in partnership with the National Payments Corporation of India (NPCI) recently announced a new UPI 123Pay system to make it easier for “40 million installed” mobile users to complete the digital payment process without internet connection. Here’s what you need to know about the latest feature. Top 20 Internet Service Providers in 2022

UPI 123Pay is a new feature that allows the user to transfer money quickly using the Unified Payments Interface (UPI) service. With this feature, one gets to do a lot of tasks using different methods. These include dialing an IVR number (Interactive Voice Response), app performance on feature phones, a call-based approach, and payments based on nearby audio, according to the official NPCI site.

The 123Pay feature allows anyone to pay for FAST Tags for vehicles, and other utility bills. One will also be able to check the balance of his or her UPI account using his or her registered mobile number. NPCI also announced a phone number, which can be used to call at any time of the day. Users can simply visit or call 14431 and 1800 891 3333 to check out digital payments and other inquiries. WHY DO LED LIGHTS FLICKER ON CAMERA? HOW TO STOP LIGHT FLICKERING IN A VIDEO?


How to make UPI payments without an internet connection

The process of making UPI payments is very simple and one only needs to follow a few steps. In this case, one will need to use the UPI 123Pay feature, which is available through the IVR service. Users will need to link their phone number with a bank account, after which they can set a UPI PIN again for security purposes. Keep reading to learn more about it.

Step 1: First, you need to dial the phone number “08045163666.” Once you have done that, you will be asked to choose a language to make it easier for you to complete the UPI payment process.

Step 2: Now, press the ‘1’ number on your phone keypad, which will allow you to transfer money.

Step 3: Once you are done, you will be asked to select a UPI-associated bank. After this, users will again press the ‘1’ number on their phone keypad to confirm the details.

Step 4: Tap ‘1 ‘again to send money, enter your mobile number and confirm the details.

Step 5: Now, enter the amount you want to transfer and enter the UPI PIN you set for the transaction.

What is UPI Payment System ?

India has taken a major step towards achieving a cashless economy with the advent of the Unified Payment Interface (UPI). The new payment model allows you to use your smartphones as a portable debit card. It has made it possible to send and receive money quickly. The concept of QR code completely eliminates the use of digital wallets. Moto G62 Specifications, Price, and renders leaked online

What is a UPI?

UPI is a single platform that combines a variety of banking services and features under one umbrella. The UPI ID and PIN are enough to send and receive money. Real-time payments from the bank to the bank can be made using a mobile phone number or a unique payment address (UPI ID).

Who started the UPI?

UPI is a program developed by the National Payments Corporation of India (NPCI) and the Reserve Bank of India and the Indian Banks Association (IBA). NPCI is a company that owns RuPay payment infrastructure, which is similar to Visa and MasterCard. It allows different banks to connect and transfer funds. Immediate Payments Service (IMPS) is also an NPCI initiative. UPI is considered as an advanced version of IMPS. iQOO Z6 Pro 5G Full Review: Best Performance Smartphone

What is a UPI ID and PIN?

The UPI ID is a unique bank account identifier that can be used to send and receive payments. The UPI PIN is a 4-digit ID number that must be entered to authorize a UPI transfer. PIN can be chosen by the account holder. Moto E32s First Impressions, Specs & Pricing: A Good Looking Budget Smartphone

How does the UPI work?

UPI has made the transfer process much easier. You must not remember the recipient’s account number, account type, IFSC, and bank name. Instead, you can make a transfer by knowing their Aadhaar number, registered phone number and bank account, or UPI ID. You can set a UPI ID in one of the applications that support the UPI service. In particular, the UPI ID starts with your mobile number followed by the ‘@’ symbol and ends with the app you use.

For example, if your mobile number is 90xxxxxx60 and if you use the Paytm app, the UPI ID can be ‘90xxxxxx60 @ paytm’. The ID can be set by providing the details of your bank account in the application. The application will send OTP to your registered mobile number to verify that you are an authorized person. Once you have installed OTP, you will be asked to create a UPI ID PIN. When you finish signing up, you can select any mobile phone number from your contacts and send money. You can also request money from anyone on your contact list. Top 10 Best Investment Options to Get Higher Return in Future

What are the features and benefits of using UPI?

  1. Online payments have been simplified.
  2. Pay for your greetings, food delivery services, and shopping places with UPI payments for instant bag transfers.
  3. Pay at nearby restaurants, grocery stores, and online department stores.
  4. Rentals, mobile charges, and service bill payments can be made online immediately.

Is it safe?

The UPI functionality uses a highly secure encryption format that is not easy to break. The NPCI IMPS network handles approximately Rs.8,000 crore daily. This is expected to increase significantly with UPI technology. It uses a two-factor authentication method, such as OTP, to verify all transactions. However, the UPI PIN will be used instead of OTP for authentication.


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